21. An individual invested USD 100,000 in US equities anticipating appreciation in the US stock market. Over the next year, the investments increased in value to USD 120,000. The investor chose to sell the portfolio and repatriate the capital and profits to India. At the time of the initial investment abroad, the exchange rate was 44.5, and when converting USD back into INR, the investor received an exchange rate of 46. What is the return on investment in USD and INR, respectively?
Explanation:
Part 1 :
In USD he invested 1,00,000 and got 1,20,000 – so a profit of 20 %
Part 2 :
In INR
He invested USD 1,00,000 when the exchange rate was 44.50.
So invested a total of Rs 44,50,000
When he sold for USD 1,20,000, the exchange rate was 46.
So he got Rs 55,20,000 ( 120000 x 46 )
His profit in INR : 55,20,000 – 44,50,000 = Rs 10,70,000
So on a investment of Rs 44,50,000 he has earned 10,70,000
10,70,000 x 100 / 44,50,000 = 24 %